I am in charge of the finances in my house, and have been thinking about making a few changes as far as the payments go.  I know that I am responsible for how on time things are, but I am also responsible for the organization of things.  And a lot of times if I am not organized, things do not get paid on time.  I think that is true for most people.  So when I need to order my new personal checks but fail to do it, I am thus creating a problem with my other job as paying things on time. 

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